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Recommended Resources

We recommend the following resources for you based on your responses to this screener. Scroll through the resources below and click on the underlined and bolded links to be taken directly to the resource page, or write down the contact information provided so you can follow up on your own. 

These resources include services offered by Avenue CDC, Fifth Ward CRC, and Tejano Center for Community Concerns who are participant organizations in the Own the HOU initiative. 
If you’ve been impacted by a natural disaster, be sure to register your needs and get connected to assistance by visiting www.disasterassistance.gov. Here, you can find assistance, apply for government assistance, and check the status of those assistance applications. You can also call the FEMA Helpline at 1-800-621-3362.

BakerRipley Weatherization: Baker Ripley offers weatherization services that lower a household’s energy costs by installing materials to make the home more comfortable and energy efficient. Services can include identifying and sealing areas where hot air seeps into the home, installing attic and wall insulation, installation of LED light bulbs, low flow showerheads and sink faucets and replacement of qualified appliances with Energy Star rated models. To find out if you qualify, visit their website or call 211 to request more information. 


CenterPoint Weatherization: CenterPoint Energy offers free energy audits to qualifying households that may qualify you for weatherization upgrades like Air infiltration (caulking and sealing exterior penetrations in your home), HVAC tune-ups or upgrades, Ceiling or wall insulation, and more. To find out more about the program and to see if you qualify, visit their website and complete the contact form at the bottom of the page.

Habitat for Humanity ReStore: The ReStores are the home improvement stores and donation centers of Houston Habitat for Humanity, a nonprofit organization. The ReStore locations sell new and gently used furniture, home accessories, building materials, appliances, flooring, cabinetry and more at a fraction of the retail price.

Harris County Central Appraisal District (HCAD): HCAD is responsible for appraising local properties and handles things like homestead exemptions, title changes, and property value appraisals and protest hearings. A number of resources can be found on their website, or you can call at (713) 957-7800.

Harris County Engineering Department: The Harris County Engineering Department manages the permitting process for Harris County residents. Visit their website to download forms, understand permitting requirements, and reference their FAQ’s.

Municipal Repair Programs: Both the City of Houston and Harris County offer home repair programs for their residents. Both the City and the County offer various levels of home repair services, and require the applicants are at or below 80% AMI (Area Median Income) and do not live in the floodway. 


City of Houston Home Repair: If you live in the City of Houston, the City offers multiple options for residents through their home repair programs. Applicants are required to be at or below 80% AMI (Area Median Income) and the property cannot be located in the floodway (find out here). Please note: the program has run out of funding. Applicants are encouraged to call and will be notified when more funding is available. To learn more, visit their website or call at (832) 394-6200. 


Harris County Home Repair: If you live in Harris County, the County offers multiple options for residents through their home repair programs. Applicants are required to be at or below 80% AMI (Area Median Income) and the property cannot be located in the 100-year floodplain or floodway (find out here). To learn more, visit their website or call at (832) 927-4957

Veteran Home Repair Programs: Additional home repair assistance is available to veterans and their families. Take a look at the programs below to find out if you qualify. 


Rebuilding Together is a local nonprofit focused on helping to retain the character of Houston neighborhoods by keeping families in communities that they helped to build. They accomplish this through providing home repairs to local families to ensure homes are safe and can be passed from generation to generation. 


RTH offers two home repair programs:

  • Their Veteran home repair program is available to veterans in need of repairs to structural, roof, and electrical and plumbing systems, accessibility and safety modifications, and light exterior work. Apply online or call at (713) 659-2511 to learn more. 
  • Their Community Revitalization home repair program is available to residents of East End (77003, 77011, 77012, 77023).and Third Ward (77004) who are at or below 80% AMI (Area Median Income). Apply online or call at (713) 659-2511 to learn more.

Financial Coaching: Financial coaching services are designed to help individuals meet their financial goals. Coaches and counselors work with you to understand your current financial situation, then build a plan and help you to get where you want to be. 


Credit Counseling: Credit counselors are certified and trained in the areas of consumer credit, money and debt management, and budgeting. Counselors will discuss your financial situation with you in order to help you develop a personalized plan to achieve your credit goals. 


Local organizations that offer these services:


  • Avenue Community Development Corporation (CDC): Avenue is a local nonprofit that’s mission is to invest in people, homes and communities to advance equity and opportunity for all Houstonians. Avenue offers a number of no and low-cost financial services and programs for homeowners and homebuyers - learn more at www.avenuecdc.org or give them a call at (713) 864-9099.


  • Tejano Center for Community Concerns: Tejano Center is a nonprofit that develops education, social, health, and community institutions that empower families to transform their lives. Tejano Center offers a number of no and low-cost financial services and programs for homeowners and homebuyers - learn more at www.tejanocenter.org or give them a call at (713) 640-3743. 



  • Family Houston: Family Houston is a nonprofit focused on creating a stronger community for tomorrow by helping individuals and families meet the challenges they face today. They offer no-cost financial coaching services - sign up online at www.familyhouston.org or call at (713) 861-4849.


  • The Alliance: The Alliance is a nonprofit organization for welcoming and empowering those who face financial, educational, health, language or cultural barriers to realizing their dreams. They offer a variety of no-cost programs and services focused on financial wellness through their Financial Opportunity Center. Learn more at www.thealliancetx.org or call at (713) 776-4700. 


  • The Chinese Community Center: The Chinese Community center is a nonprofit focused on enriching families with educational, cultural, and social service programs. The Center offers no-cost career and financial services through their Financial Opportunity Center. Learn more at www.ccchouston.org or give them a call at (713) 271-6100. 


  • Wesley Community Center: The Wesley Community Center is focused on investing in the potential of individuals and creating opportunities to strengthen families and build neighborhoods. They offer a variety of no-cost programs and services focused on financial wellness through their Financial Opportunity Center. Learn more at www.wesleyhoustonhouse.org or call at (713) 223-8131. 

Financial Coaching: Financial coaching services are designed to help individuals meet their financial goals. Coaches and counselors work with you to understand your current financial situation, then build a plan and help you to get where you want to be. 


Credit Counseling: Credit counselors are certified and trained in the areas of consumer credit, money and debt management, and budgeting. Counselors will discuss your financial situation with you in order to help you develop a personalized plan to achieve your credit goals. 


Local organizations that offer these services:


  • Family Houston: Family Houston is a nonprofit focused on creating a stronger community for tomorrow by helping individuals and families meet the challenges they face today. They offer no-cost financial coaching services - sign up online at www.familyhouston.org or call at (713) 861-4849.


  • The Alliance: The Alliance is a nonprofit organization for welcoming and empowering those who face financial, educational, health, language or cultural barriers to realizing their dreams. They offer a variety of no-cost programs and services focused on financial wellness through their Financial Opportunity Center. Learn more at www.thealliancetx.org or call at (713) 776-4700. 


  • The Chinese Community Center: The Chinese Community center is a nonprofit focused on enriching families with educational, cultural, and social service programs. The Center offers no-cost career and financial services through their Financial Opportunity Center. Learn more at www.ccchouston.org or give them a call at (713) 271-6100. 


  • Wesley Community Center: The Wesley Community Center is focused on investing in the potential of individuals and creating opportunities to strengthen families and build neighborhoods. They offer a variety of no-cost programs and services focused on financial wellness through their Financial Opportunity Center. Learn more at www.wesleyhoustonhouse.org or call at (713) 223-8131. 

Financial Coaching: Financial coaching services are designed to help individuals meet their financial goals. Coaches and counselors work with you to understand your current financial situation, then build a plan and help you to get where you want to be. 


Credit Counseling: Credit counselors are certified and trained in the areas of consumer credit, money and debt management, and budgeting. Counselors will discuss your financial situation with you in order to help you develop a personalized plan to achieve your credit goals. 

Post-purchase counseling provides new and existing homeowners the support they need to maintain their investment in their home. Homeownership comes with a number of challenges, and post-purchase counseling helps keep homeowners on track. Counselors will work with you to understand your goals and challenges, then provide the right support (guidance on how to deal with banks and/or mortgage companies, county appraisal district issues assistance, etc.).


Local organizations that offer these services:


Avenue Community Development Corporation (CDC): Avenue is a local nonprofit that’s mission is to invest in people, homes and communities to advance equity and opportunity for all Houstonians. Avenue offers free post-purchase counseling services for individuals who have purchased a home - learn more at www.avenuecdc.org or give them a call at (713) 864-9099.


Tejano Center for Community Concerns: Tejano Center is a nonprofit that develops education, social, health, and community institutions that empower families to transform their lives. Tejano Center offers free post-purchase counseling services for individuals who have purchased a home - learn more at www.tejanocenter.org or give them a call at (713) 640-3743. 


Fifth Ward Community Redevelopment Corporation (CRC): Fifth Ward CRC is a nonprofit focused on enhancing the quality of life for individuals and families in the 5th Ward community, and offers free post-purchase counseling services for individuals who have purchased a home. Learn more at www.fifthwardcrc.org or call them at (713) 674-0175. 

Post-purchase counseling provides new and existing homeowners the support they need to maintain their investment in their home. Homeownership comes with a number of challenges, and post-purchase counseling helps keep homeowners on track. Counselors will work with you to understand your goals and challenges, then provide the right support (guidance on how to deal with banks and/or mortgage companies, county appraisal district issues assistance, etc.). 

Foreclosure Prevention Counseling: Unexpected events can knock us off course and cause financial distress that results in missed mortgage payments and default. Foreclosure prevention counseling is for homeowners who are or think they may become delinquent on their mortgage. Counselors can offer needed guidance to figure out your options, find resources that may help, and/or to communicate with mortgage servicers.


Local organizations that offer these services:


Avenue Community Development Corporation (CDC): Avenue is a local nonprofit that’s mission is to invest in people, homes and communities to advance equity and opportunity for all Houstonians. Avenue offers free foreclosure prevention services for individuals who are in or may enter default on their mortgage - learn more at www.avenuecdc.org or give them a call at (713) 864-9099.


Tejano Center for Community Concerns: Tejano Center is a nonprofit that develops education, social, health, and community institutions that empower families to transform their lives. Tejano Center offers free  foreclosure prevention services for individuals who are in or may enter default on their mortgage - learn more at www.tejanocenter.org or give them a call at (713) 640-3743. 


Fifth Ward Community Redevelopment Corporation (CRC): Fifth Ward CRC is a nonprofit focused on enhancing the quality of life for individuals and families in the 5th Ward community, and offers free foreclosure prevention services for individuals who are in or may enter default on their mortgage. Learn more at www.fifthwardcrc.org or call them at (713) 674-0175.

Legal Aid: Legal aid organizations can offer help with things like handling probate, bankruptcy and foreclosure processes, contesting ownership of your home, fixing liens, etc. Legal aid staff can work with you to provide guidance and resources, and in very limited circumstances, representation.


Local organizations that offer these services:


Earl Carl Institute: The Earl Carl Institute is focused on empowering underserved and disenfranchised communities by addressing systemic social issues through legal representation, research, education and advocacy. The Institute offers services specific to property preservation including, but not limited to, real estate document review, bankruptcy, probate, and foreclosure prevention. To find out if you qualify, visit www.tsulaw.edu/centers/ECI/ or call (713) 313-1139.


Lone Star Legal Aid: Lone Star Legal Aid is nonprofit focused on protecting and advancing the civil legal rights of low-income Texans by providing advocacy, legal representation, and community education that ensures equal access to justice. Apply for assistance online, visit their website to learn more, or call at (800) 733-8394. 


Texas Law Help: Texaslawhelp.org is an online directory of free and low-cost legal aid providers. Visit their directory to find local assistance. 


Houston Volunteer Lawyers: Houston Volunteer Lawyers (HVL) is a pro bono (free) legal services providers that serves low-income residents of the Greater Houston area. HVL specializes in family, housing, wills, veterans’ issues, taxes, and other non-criminal matters. To find out if you qualify for services, complete the online questionnaire here, or visit their website to learn more.